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After talking with many musicians about this serious issue, we spend a fair amount of time seeking out the best health services available to musicians.

Qualified And Ranked Resources

Musicians Health Support

Fractured Atlas

Location: New York, NY 10001
Fractured Atlas is an advocacy group that works across many fields on the music world, but runs campaigns to provide proper knowledge and service to artists as the approach health care and insurance. They have been providing musicians with balanced insurance plans for over a decade.

Hearos

Hearos offers earplugs for musicians to help prevent hearing loss and damage from playing. They also have a free iPhone app that reads the decibel level in the room and suggests the best ear protection to prevent hearing loss.  

Health Insurance Navigational Tool (HINT)

Location: Washington, WA 20036
The Future of Music Coalition, non profit Music org, has developed a tool with the goal to provide musician-friendly free support and advice to curious musicians who need information about health insurance.  There are both articles that give an overview of the options available for musicians as well as free telephone advice service where you can talk to an insurance expert about your situation to understand your options. 

Future of Music

Location: Washington, WA 20036
General information on musician’s health insurance and background on issue and where to go for help.

MusiCares

Location: Santa Monica, CA 90404
The "heart and soul" of MusiCares is the Emergency Financial Assistance Program that provides critical funds for music people struggling with financial, medical or personal crises. This program offers financial assistance for medical expenses including doctor, dental and hospital bills, prescriptions, addiction recovery treatment, psychotherapy, treatment for HIV/AIDS, Parkinson's, Alzheimer's and other critical illnesses, as well as basic living expenses such as rent and utilities.

The Musicians Foundation

Location: New York, NY 10001
The Musicians Foundation helps professional musicians by providing emergency financial assistance in meeting current living, medical and allied expenses. Request for money is handled by filling out an application on their website and by mail. You can also request one by telephone at 212-239-9137 or email at info@musiciansfoundation.org

Great Article About The Affordable Care Act & Musicians

Article in Sonic Scoop about how uninsured musician's can and should approach The Affordable Care Act or 'Obamacare.'

AFM (American Federation of Musicians)

AFTRA, founded in 1937, covers more than 70,000 performers across forms of broadcast media. They offer similar member benefits to AFM (collective bargaining, health/pension plans, etc.) and have an extensive section on their website about their health care plan.

AFTRA (American Federation of Television and Radio Artists)

Location: New York, NY 10016-2401
AFM was founded in 1896 as a way of organizing more than 3,000 musicians within the United States. Today, AFM covers more than 90,000 musicians in the United States and Canada. They offer the benefits of collective bargaining, instrument insurance, access to referrals within the industry, pension and health care plans to members.

Health Alliance for Austin Musicians

Location: Austin, TX 78703-0025
The mission of Health Alliance for Austin Musicians is to provide access to affordable health care for Austin's low income, uninsured working musicians, with a focus on prevention and wellness.  

Music Pro Insurance

Location: Woodbury, NY 11797
Music Pro Insurance offers insurance for the music professional in areas such as equipment insurance, studio liability insurance, tour insurance, media/cyber insurance, health coverage and life insurance. 

Road Recovery

Location: New York, NY 10101-1680
Non-profit who help youth find ways towards healthy futures through mentoring, educational, and live performance based programs.

Sweet Relief

Location: Huntington Beach, CA 92649
Sweet Relief provides financial assistance to all types of career musicians who are facing illness, disability, or age-related problems

Westone

Location: Colorado Springs, CO 80935
Custom fit hearing protection designed for musicians

 

"96% of musicians lack healthcare. When an artist cancels shows because of illness, it infects the entire industry, straight down to the fans. "

"Today health insurance companies consider musicians an "at risk" population due to legitimate occupational health risks - road travel, hearing damage, and repetitive stress disorders. "

"Always warm up physically before you sing. In particular, stretch and loosen up your neck, shoulders, and upper back. Repeat after singing, to allow cooling down. "

"Singers - If you have a sore throat, remember vocal rest and hydration. Vocal rest means no singing, no shouting, no whispering, no forcing, and limit your phone calls. Hydration means water, not tea/coffee or alcohol. "

"Try to get your booking agent to arrange for well rounded healthy meals, either at the hotel or venue - or use your per diems wisely to make sure you're eating a balanced diet. "

"Do quick stretching throughout the day - it helps relieve stress and exercises your muscles. Try bringing a volleyball or soccer ball for some gas station games. "

"Make sure someone in the band has health and safety responsibilities and make sure that there is an adequately stocked first aid kit in the van or on the tour bus. "

"Keep significantly hydrated when in air-conditioned space - like a plane. This is important for singers, as the dehydrating effect of air-conditioning can make singing difficult. Wrapping your throat up can also help prevent drying of the throat. "

"Once hearing damage occurs, there is usually no cure. If you start experiencing hearing problems, such as a ringing in your ears, you need to get professional help. "

"Your hearing can not be replaced or renewed...once it is gone, it's gone"

"Hearing damage...it can take just one exposure to high decibel sound to develop tinnitus, the permanent ringing in the ears"

"If your ears are ringing, your body is telling you the music is too loud"

"Rule of thumb to protect your hearing, if you have to speak above a normal conversational level to be heard, the music is too loud."

 
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